Short-Term health insurance from CPIC Life gives you temporary coverage to protect you from the expense of accidents or illness when you're in between permanent plans. It's the perfect solution if you're a student who has just graduated from college or on break, a person with a new job waiting for group health insurance to kick in, or a a traveler who wants health coverage security abroad.
OPTION ONE:
Single Payment Plan. -- For when you know how long you'll need temporary health coverage.
-- Choose any coverage period, from 30 to 185 days, with a single payment.
-- Coverage may begin the day after your application is submitted (when approved), or a future effective date you specify.
-- Your choice of deductibles (waived for accidents): $250, $500, $1,000, $1,500 or $2,000.
-- Prescription drug coverage and choice of physicians.
-- Worldwide protection.
-- Benefit Levels: After you meet your deductible, CPIC Life pays 80 percent of the allowable amount of the first $5,000 of covered services, and 100 percent of the allowable amount for covered services in excess of $5,000.
-- Maximum benefit of $2 million per policy term.
-- $50,000 Accidental Death and Dismemberment insurance (only for primary applicants age 18 and older).
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OPTION TWELVE:
If you're uncertain how long you'll need temporary health coverage and need more flexibility, inquire about their Option Twelve monthly payment plan. With Option Twelve, you can continue your coverage month-to-month, for up to 12 months, with monthly billing.
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Eligibility for both plans:
-- You and your dependents are eligible for coverage in you are under age 65.
-- Your dependent children must be at least 15 days old, but under age 25 (unless disabled), unmarried, and rely on you for support and maintenance.
-- You and your family members must have resided in the U.S. for the past six consecutive months, be U.S. citizens or permanent residents ("Green Card" holders).
-- You and your applying dependents must meet all the eligibility requirements stated in the application
text is copywright CPIC Life, an independent license of the Blue Shield Association.